Wednesday, 16 May 2018

Do I need insurance to practice reiki?

Public Liability insurance would be the most important policy to consider if you are practicing reiki, as you would be coming into regular contact with the public, and therefore claims for third party injury or property damage are possible.   Workers Compensation is also a legal requirement for any businesses with employees.
If you need help with your business insurance, or just have a question to ask, Westralian Insurance would love to hear from you!  Call our friendly and knowledgeable staff on (08) 9302 1388, or visit

Wednesday, 2 May 2018

Do I need insurance on vacant land?

Property Owners Liability cover is important for those who own vacant land, as it covers claims for third party personal injury or property damage arising out of the land itself.
For example, if someone walks onto the land and injures themselves in some way, this could be a potential Property Owners Liability claim.

If you own vacant land, it's worth considering Property Owners Liability cover.  To learn more, contact the knowledgeable and friendly staff at Westralian Insurance.  Call today on (08) 9302 1388 or visit

Tuesday, 3 April 2018

When is Professional Indemnity insurance required?

Professional Indemnity is required if your business is based on your advice or your designs.  Any consultancy-type role such as a solicitor or management consultant must have Professional Indemnity cover in place with a reputable insurer.  There are many roles whereby Professional Indemnity is a legal requirement, such as Insurance Broking and most legal professions.  Designers, architects and building surveyors should also take out Professional Indemnity insurance, as claims for professional errors in these industries is very common.
For professional, friendly and up-to-date knowledge, ask the team at Westralian Insurance.  Our fully qualified staff undertake continuous training to ensure our clients receive the most current advice and best insurance solution for their business.
Call us today on (08) 9302 1388 or visit!

Wednesday, 21 March 2018

What types of claims are covered in a professional indemnity policy?

Professional negligence claims are covered by Professional Indemnity insurance. Claims for wrongful advice or faulty designs are common examples of Professional Indemnity claims.  A frequent example is an architect, who makes a mistake on a building plan, resulting in a property being built incorrectly or in the wrong place.  Another example is a financial consultant, giving incorrect advice to one of their clients, which leads to them suffering a financial loss.
For many businesses, Professional Indemnity insurance is a must-have.  For an obligation free quote or review of your insurance requirements, contact the friendly and knowledgeable staff at Westralian Insurance.
Call (08) 9302 1388 or visit

Tuesday, 6 March 2018

What is public liability insurance?

Public Liability insurance covers an individual or a company against claims for third party property damage or personal injury.  Common examples of Public Liability claims are a builder knocking a tile off a roof and hitting a member of the public, or a plumber hitting a pipe and causing a water leak.
Do you need Public Liability insurance?  Or could it be time for a complete insurance review of your business's policies?
If so, Westralian Insurance can our friendly, professional staff today on (08) 9302 1388 or visit

Tuesday, 20 February 2018

Why do solicitors need professional indemnity insurance?

Solicitors need Professional Indemnity insurance because their work is advice-related.  They give their clients advice about a whole range of legal matters, so the chances of a claim for professional negligence or wrongful advice is quite high.  It is essential for solicitors to carry Professional Indemnity insurance and the majority of them are insured with Lloyds of London.
If you have an insurance query, the professional and friendly staff at Westralian Insurance are here to help.  Call them on (08) 9302 1388, or visit

Wednesday, 31 January 2018

What is professional indemnity?

Professional indemnity covers errors and omissions associated with wrongful advice or designs.  It covers an individual or company against claims for professional negligence.  PI cover is very important for any business that relies on their advice such as consultants, brokers, solicitors etc.  It is also important for design businesses as claims for faulty designs can lead to a third party suffering financial loss which triggers a PI claim.
Westralian Insurance can answer your questions on Professional Indemnity and other insurance policies, ultimately providing the best insurance solution for your business.
Call us today on (08) 9302 1388 or visit