How can I lower the cost of Public Liability insurance?

You can lower the cost of Public Liability insurance by implementing risk management practices to reduce the likelihood of incidents, choosing a higher deductible (excess), and comparing quotes from multiple insurers to find the most competitive rates.

Westralian Insurance can help!  Give the team a call today and have an obligation free chat with our fully qualified insurance brokers.  They will take the time to understand your business, and strive to find the best insurance solution to meet your requirements, no matter what type, size or age of your business.

Give the team a call today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

What is the difference between Public Liability insurance and Professional Indemnity insurance?

Public Liability insurance covers claims for injury or property damage caused to third parties as a result of your business activities, whereas Professional Indemnity insurance covers claims arising from professional advice or services you provide that result in financial loss to a client or other third party.  

If you own a small to medium business, it's worth speaking with an insurance broker regarding your business requirements.  Westralian Insurance is here to help, so give the local team a call today.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au

How much public liability insurance do I need?

The amount of coverage you need depends on factors such as the size and nature of your business, the level of risk associated with your activities, and any contractual requirements from clients or regulatory bodies.  It's essential to assess your specific risks and consult with an insurance advisor to determine adequate coverage limits. Typical limits of cover are $5 million, $10 million and $20 million.

For professional advice from a fully qualified insurance broker, call the team at Westralian Insurance today, on (08) 9302 1388, or visit www.westralianinsurance.com.au

  

What does Public Liability insurance cover?

Public liability insurance typically covers legal costs, compensation payments, and other expenses associated with claims for bodily injury or property damage caused to third parties due to your business activities. It may also cover product liability claims related to goods you supply and/or manufacture.

Public Liability insurance should be an important consideration for many businesses.

Give the team at Westralian Insurance a call today to discuss your business insurance requirements and ensure your most precious assets are protected.

Call (08) 9302 1388, or visit www.westralianinsurance.com.au

Is Public Liability insurance mandatory in Australia?

While Public Liability insurance is not legally required for all businesses in Australia, it is highly recommended, especially for those that interact with the public or have physical premises.  Some industries or clients may require proof of Public Liability insurance before doing business with you.

If you own a small business, it's worth speaking with a qualified insurance broker about your business insurance requirements, including whether you should have Public Liability policy.  Give the friendly professionals at Westralian Insurance a call today on (08) 9302 1388, or visit www.westralininsurance.com.au

What is Public Liability insurance?

Public Liability insurance provides protection for businesses and individuals against claims for injury or property damage caused to third parties (such as customers, suppliers, or the general public) as a result of their business activities.

Public Liability insurance is a must have for many businesses and it's certainly worth speaking with an insurance broker regarding your business, objectives and risks.

Give the friendly, fully qualified team at Westralian Insurance a call today, to discuss your business risks and insurance requirements.  Call (08) 9302 1388 or visit www.westralianinsurance.com.au 

How do I get an insurance quote?

There are a few ways of obtaining insurance quotes.  You can either contact an insurer directly by phone or online, or alternatively you can contact an insurance broker who can obtain quotes from many insurance companies on your behalf.  The most common way of getting insurance these days is online.  Many insurers offer quotations directly to the public via online quoting platforms.  On these platforms you enter your personal details (name, age, address etc) plus information about the type of insurance you require (home, motor, business etc) and you receive a quotation within minutes. You can then make payment via credit card, and you are immediately insured.  

For more complex insurance requirements, it’s always best to contact a qualified insurance broker, such as Westralian Insurance.  Give our local team a call today, on (08) 9302 1388, or visit www.westralianinsurance.com.au